FDIC-Insured - Backed by the full faith and credit of the U.S. Government
Online Banking
Personal Deposit
Accounts
Our Accounts Simply Make Cents!
We offer simple accounts that make your banking easy. Our accounts work for you with no hidden fees and up-front pricing! We’re giving you the things you really need without all the confusing terms and conditions!
Simply NOW Checking
Our personal checking account includes the local service you want with the conveniences you need:
-
Free Debit Card
-
Free Online Banking
-
Free Bill Pay
-
Free Mobile Banking*
-
Free eStatement with online check images
-
Free Transactions at any of 55,006 ATMs!
-
Free Access to Digital Wallet
Simply Debit Checking
All the convenience of Simply Checking just made a little more SIMPLE!
If you haven’t noticed our theme we’re keeping it simple!
Christmas Club
The holidays should be joyful, not stressful! Let us help take the worry away! Simply open a Christmas Club today & set up automatic transfers. Then we’ll direct deposit into your checking in time for your holiday shopping. No minimum, no fee, no worries!
Start saving for your future today! Ask us about our CD’s & IRA’s to help you reach your long term goals.
Personal Account Comparison
Product | Simply Checking | Simply Debit | Simply Savings | Christmas Club | ||
No matter what your needs or stage of life, we’ve got you covered. |
Getting Started, Busy with Life, Or Maybe a Little Bit Wiser? | Just want to keep life simple? | Maybe you just need a simple savings account? | Trying to save for Christmas Next year? | ||
Interest Bearing | ✔️ | ✔️ | ✔️ | ✔️ | ||
Minimum to Open | $25 | $1 | ||||
Monthly Service Fee | $8 | $5 | No Fee | |||
Meet one of these Simple requirements to receive a $5 Credit Back. | Age 25 and Under, Age 65 and Older, Maintain a Minimum daily balance of $500, or a Relationship Balance of $1500 & above. | Maintain a Minimum Balance of $100 & above. | N/A | |||
Choose Electronic Statements to receive a $3 Credit Back | ✔️ | Required | No Fee | N/A | ||
FREE | Online Bill Pay | N/A | ||||
FREE | Internet Banking, Mobile Banking*, Debit/ATM Card, Notary Services, ATM Transaction** | |||||
FREE | Amazing Customer Service & Smiling Branch Personnel | |||||
*Mobile carrier message and data rates may apply.
**Transaction fees at Non First Fed Delta ATMs may apply.
Mastercard Debit
Looks like a credit card, works like a check and makes shopping a whole lot easier! Did we tell you that it works as an ATM card, too? Ask a friendly First Fed Delta representative for details.
With our SimplyMobile® app, you can control and manage your debit card, monitor transactions in real time, even turn the card off if you suspect it has been compromised. All of this with no additional apps to download and install! For more details, take a look at our Personal Online Solutions page.
